Instant Approval Online Payday Loans in 3 easy steps
Get your fast and easy Payday Loan online with Katie Loans in 3 easy steps
Simple online application
Instant approval decision
Same day direct money deposit
How to get the best Payday Loans online?
Surf the Net, compare the offers and submit the loan application to the best direct lender with the most affordable rates and convenient terms.
What are online Payday Loan amounts, rates and terms?
On Katie Loans, you can get $100 – $1,000 small-dollar short-term Payday advance for 14 – 31 days to pay them off. The average APR varies from 300% to 400%.
Why choose us?
With our help every borrower will get quick financing to meet their urgent needs:
- 24/7 online application
- Available for any credit
- No credit check
- No collateral
- No hidden fees
Complete the application form online in minutes
Get your individual loan offer based on your personal needs.
Choose the most suitable Payday Loan offer with affordable rates and terms
Consider the best loan rates, terms, payment schedule and other conditions.
Get the money
Once you are approved for the loan, you’ll get the money deposited directly into your bank account on the same day.
Compare Payday Loan Alternatives to get the money you need
Katie Loans has helped thousands of borrowers in urgent need of money to get the necessary type of financing. Depending on the amount you could do with and the repayment terms convenient for your budget, you can consider Online Payday Loans or find the best alternative options among the following cash loan types:
| Installment Loans | $1,000 – $5,000 | 2 – 24 months | 6% – 36% APR | No Collateral, Unsecured | Bad Credit OK |
|---|---|---|---|---|---|
| Personal Loans | $5,000 – $35,000 | 1 – 7 years | 9.41% APR on average | No Collateral, Unsecured | Bad Credit OK |
| Car Title Loans | $1,000 – $10,000 | 1 – 2 months | 300% APR on average | Secured by your vehicle title | Bad Credit OK |
What are Online Payday Loans and how do they work?
Currently, Payday Loan is one of the easiest and most convenient ways to get financing in a difficult life situation. If your car breaks down, your child is ill, or you need money to cope with any other emergency difficulty, a Payday Loan may be the fastest way to get a loan. However, remember that the loan is short-term and often you will have to repay the debt within 2 weeks. If you apply for a Payday Loan from a direct lender, you will not need to wait for third party approval and spend money on their services.
Online Payday Loans facts
Learn the basic facts about Payday Loan:
- The loan is unsecured so no collateral is required
- Bad credit will not prevent you from getting financing
- Applications are approved almost instantly
- Payday Loan is an extremely expensive financial solution
Why choose Online Payday Loans?
You probably know that banks approve loan applications up to one week as they carefully study your data and want to make sure that you can really cover the debt. However, a person in an emergency does not have that much time. Moreover, if you have a bad credit history, then the bank will also not approve the loan for you.
With Online Payday Loan, you don’t have to worry about it as lenders offer almost instant approval for people with any type of credit. What are the other benefits of a Payday Loan?
- Completely online application
- Ability to apply 24/7
- Direct payments to your bank account
- Simple and convenient shape
- No collateral
- But credit checks
Thus, if you need the fastest possible loan directly to your bank account with no credit check, then a Payday Loan Online will be an excellent option for you.
What to watch out for when applying for a Payday Loan?
Although payday lenders provide simple and convenient loans, there is one significant drawback that you need to pay attention to before applying, and that is the cost of the loan.
The average interest rate on a Payday Loan is 391%! Moreover, some lenders have interest rates in excess of 600%, which are almost impossible to repay.
It is important to note that more than 80% of a person cannot repay their Payday Loans. If the borrower finds himself in such a situation, then the interest rate becomes even higher and the loan amount increases, leading the person into a debt trap from which it is almost impossible to get out. Thus, make sure that you can repay the Payday Loan with interest before submitting the application.
Online Payday Loans FAQs:
Can I get Bad Credit Payday Loan from direct lender?
As already mentioned, you can get a Payday Loan even if you have a bad credit history. Payday lenders generally do not ask for a traditional credit check as for them the most important factor influencing approval is regular monthly income. However, is it possible to get a loan from a direct lender? Of course!
How to get instant approval Payday Loan Online from direct lender?
A direct lender is the best option for you as you do not have to overpay to third parties and wait for their approval. Moreover, direct lenders encrypt your data and do not share it with third parties.
3 steps to get money online:
1. Apply
In order to receive a Payday Loan, fill out a simple and convenient online form. No more lines and paperwork!
2. Get approved
The application will be approved almost instantly, so you don't have to worry about whether you can get funds.
3. Receive money.
The loan amount will be transferred directly to your bank account within one business day.
How much can I get with a Payday Loan Online?
A Payday Loan is a short-term type of financing so lenders offer small loans ranging from $ 100 to $ 1000 for your needs.
However, remember that in order to get it, you need to meet basic requirements such as American citizenship, active bank account, regular income, and be at least 18 years of age.